Mastered. “To conquer or overcome”, “To rule or direct as master”. Don’t shoot the messenger that is the definition of Mastered on www.dictionary.com. Don’t believe me? Google it yourself. So now that we got that out of the way. Let's move on. No one likes to be mastered by anyone or anything. When we think of masters all kinds of negative connotations come up like slave masters in the antebellum south, or biblical accounts of Jewish slaves, or Slavish slaves in the 10th century. No one likes to be mastered by anyone or by anything so to think that an inanimate object like a dollar or a coin mastering a person is outrageous right? Before you discard this notion as mere poppy cock look at these four areas and see if any one of them apply to you are at least half of the people that you know. This is not about judging. It’s about understanding the beliefs, attitudes, and actions caused by money.
The first step in any deliberate attempt at change starts in the mind. Belief and perception are reality. Whether that belief is founded in truth or not the experience that follows that belief will not and cannot deviate from the belief held about it. That is how humans stay sane. To go against a belief causes cognitive dissonance. Huh? Cognitive What? Cognitive Who? I know what you're thinking. I don’t know him. Well maybe I do know him. There was that one night back in college when I went to this party and had one too many drinks and someone introduced himself. It could have been this Cognitive Dissonance you're speaking of. Lol! Cognitive dissonance is like holding two opposite beliefs about something in one’s mind about the same thing. Talk about crazy making. It is like the placebo effect. If someone is thought to have been given a cure for an ailment studies indicate that their body begins to line up with the thought of healing. The opposite is also true when someone believes that they are sick and the symptoms of sickness begin to manifest in the body. This is how money works in many of our psyche’s. Especially here in the United States. It takes form into what we do and think about ourselves and others.
Money has mastered many people. It dictates how strangers are treated, spouses, relatives, and close associates. It determines how one perceives them self, and ultimately it dictates the life that we all live. Now back to our little test. Look at these four areas and see if any of them apply to you or at least half of the people that you know:
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Written by: Lakisha Lynette Bealer, MBA
The Keys to Money Mastery
Discover All You Need to Know About Money!
Money! Money! Money! How do you get it when you need it How do you manage it properly when you have it How do you determine the worth that it has in your life without allowing your worth to be determined by it? These are all questions that this course will explore and answer. This course provides the information, resources, and methods that anyone can put into practice in their personal and/or business finances to master money and bring financial stability. It will be studied as a means of exchange to obtain the things that are both needs and wants.
In order to live a stress free, stable, productive life money is necessary. Some believe that it is the root of everything evil, but truth be told even those that use that language most likely use it for their necessities. Before today's current money system was created things like shells, cattle, and even barter were used as as a medium of exchange. Interaction between people, businesses, and places require that there be a means of exchange that the various individuals and entities involved give equal weight to. Without this common agreement it would be difficult to obtain goods and services without the devaluing of services and/or goods in the marketplace.
Money is studied from various angles, philosophies, and perspectives, but the bottom line is most if not all people need it to survive. Even those who take vows of poverty most likely use it in one form or another since it is still the most widely accepted form of exchange in the world. Whether that be the dollar, euro, yen, etc..
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90 Days to Money Mastery for College Students
Now that you're out on your own how you handle your finances is extremely important. You can finish school with a degree in hand, but saddled with so much credit card and student loan debt that you have to take a job you don't want just to make ends meet. At this point you may start questioning why you even went to college. A college education is supposed to provide a path to a stable career. The saying that knowledge is power applies to the knowledge of finances too. If you learn how to master money while you are in college when you graduate you will be light years ahead of your peers. You will also ensure that you are able to make a career decision based on your passions, skills, and education not on money alone.
90 Days to Money Mastery for Divorcees
This on-line seminar focuses on the money challenges specific to people who are currently or have gone through a divorce. The money concerns that you have now are totally different from what they were when you were married. There are certain issues that you deal with as you are going through the divorce and a separate set of issues after the divorce is finalized. This seminar aims to assist you with navigating through this rough terrain.
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90 Days to Money Mastery for Single Mothers
You love and adore your children and you want what's best for them, but money challenges has become your norm and it is taking its toll on you. Being a single mother is a challenge to say the least. It's a challenge that women tend to struggle with more than men. Although there are single fathers the majority of single parents are women. Financial challenges cause emotional, psychological, employment, and relational issues. Dealing with money for a single mother is complex. Choosing whether to pay the light bill, purchase groceries, or buy gas to get to work is a decision that no one should ever have to make. This course will address the financial challenges that single mothers deal with in order to bring empowerment so that money issues will be a thing of the past.
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90 Days to Money Mastery for Seniors
Now that you have retired and are living on your retirement income, social security, and or your savings you may find it difficult to make ends meet. The topics that will be covered in this session aim to provide you with the tools to be financially independent. The following topics will be covered:
This course will assist with ensuring that you have enough money to not only make ends meet but to treat yourself. You deserve it. You have worked, raised children, and/or contributed to society now it's your turn to enjoy your life.
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A paralegal is in essence a project manager. A person who has the ability to manage multiple tasks at the same time without losing focus on the sole purpose of the task at hand. Pulling all the pieces of a puzzle together while being laser focused. This has never been a small undertaking and never will be. Even with the advances in technology a paralegal will still need to harness the necessary skills to master the role without burning out while doing it. Courses abound about how to do the job better, quicker, and with less resources. A roadmap on how to do the job always changes because the law, technology, and the tools to complete different tasks change. While continuing education allows a paralegal to stay in pace with these changes it becomes a challenge to stay abreast of all of these changes while working. Time is money and the time spent learning how to use a new feature or function is time away from fulfilling the responsibilities for an employer or client.
What if there was one technique, one method, one methodology, one set of tools that could be applied to any scenario that required change? Any feature change, any change to the law, any change in job duties. No this is not a magic formula, but once this roadmap is used it can be reused and reapplied over and over again to whatever situation that occurs in a paralegals job. What is this secret paralegal weapon? It is becoming an Agile Paralegal. Huh? You Say! What does being flexible and doing back bends have to do with getting my job done other than setting myself up for a sexual harassment allegation. Agile has nothing to do with your physical flexibility but with your mental astuteness. The ability to apply concepts, techniques, tools, and methods in a systematic way in which to get to a desired outcome. Think of it like this when you go on a trip you don't just get up one day and Wholla! your in the Bahamas. It takes planning. It takes following a guide or map. It takes packing. All of these steps are part of the process of getting to the Bahamas. That's what Agile is. It is a methodology that stares change in the face and says I am ready for you. I have what it takes to meet this challenge head on. It's a set of tools. It's a mindset. It's what being a paralegal is all about.
In today's technology driven society more can be accomplished than ever before. For example, for those who want to file for bankruptcy without the use of an attorney there are non-attorney bankruptcy petition preparers who can prepare bankruptcy forms on-line for reasonable rates. These professionals offer a valuable resource for those who would otherwise go without the assistance they need during dire financial situations.
Although most people think of bankruptcy filers as irresponsible people who forego paying their bills so that they can frivolously spend their money, that is not always the case. Most people actually file for bankruptcy due to medical bills. With this understanding it may be a lot easier to understand why there is the need for professionals who can affordably assist people with filing for bankruptcy.
11 U.S.C. Section 110 spells out the directives for bankruptcy petition preparers. It is equally important for those that hire them to be aware of this statute. The use of bankruptcy petition preparers has caused great concern for those who believe that they go beyond the bounds of the law. This is due largely because they are not able to provide legal advice are determine which chapter of bankruptcy should be filed. If you are interested in learning more about this law and other aspects of bankruptcy, or how to become a bankruptcy petition preparer consider registering for one of the following courses.
Historically restrictive covenants have been utilized in an attempt to prevent certain groups of people (mainly African Americans) from moving into certain communities. A look back in time will provide a better understanding of why these contractual arrangements were used and accepted as a legitimate means to justify the “preservation of market value”. Maintaining the status quo or “protection from undesirables” has always allowed wrongdoings to be perpetuated.
The following timeline illustrates how discriminatory practices based on segregation were allowed to continue undeterred in the U.S for over 150 years:
1857 In the Dred Scott case the U.S. Supreme Court ruled African Americans
were not U.S. citizens and therefore could not sue in Federal Court
1881 Railroads were segregated
1896 In the Plessy v. Ferguson case the U.S. Supreme Court decides that
separate but equal satisfies the U.S. constitution therefore sanctioning Jim Crow laws
1902 Streetcars segregated
1913 Governor sanctioned government wide segregation of workplaces,
restrooms, and lunchrooms
1916 Segregated place of worship established
1924 Segregation in housing initiated based on City Ordinance in New Orleans
1954 Integration starts to gain traction with the integration of Central High School in Little Rock Arkansas
No one wants to be called out on their bad deeds. When a wrongdoer is caught in any act of wrongdoing whether it be legal or moral one of the typical responses is to either deny the wrongdoing or to justify it. For that reason justifications and excuses for perpetrators of these acts can be as colorful as the rainbow.
During the time when “colored” people were prevented from dining, attending school, or drinking out of the same water fountains as “white” people there were laws in place that institutionalized these discriminatory practices based on ingrained and socially acceptable racially discriminatory practices. After several landmark cases made these practices illegal the ingrained beliefs that resulted in discriminatory practices did not stop they just were written into private contracts. Instead of using codes and rules to keep “colored” folks from integrating these prohibitions were written into private contracts. An example of such a provision in a contract included language such as:
“…hereafter no part of said property or any portion thereof shall be occupied by any person not of the Caucasian race, it being intended hereby to restrict the use of said property…against occupancy as owners or tenants of any portion of said property for resident or other purposes by people of the Negro or Mongolian race.”
These types of clauses or provisions made it possible for segregation not only to continue but to morph and hinder segments of society from obtaining basic human rights and dignities. In the modern age these same kinds of abuses occur when private parties enter into private contracts to perpetuate illegal activities from being spotted on the surface. Segregation is still segregation. A contract does not mean that private citizens can usurp human rights and dignities.
1. Historical Shift from Explicit to Implicit Policies Affecting Housing Segregation in Eastern
2. Timeline of Civil Rights Movement, 1850-1970
Fashion law is a multifaceted practice area that spans a variety of disciplines. It has never been more important to know how, when, and where intellectual property will have an impact on what you wear and how you dress than now. It never stops evolving. Time has changed what we have seen in the fashion industry. Grey market goods have seen an increase in the U.S. Stock market prices have seen a drastic swing ever since the public has been made aware of the possibility of obtaining knock off designer apparel and goods at a cheaper rate. Why would a consumer choose to pay a higher price for an article of clothing that the untrained and even the trained eye would never suspect is a fake? Consumers have become more spend thrifty as on-line retailers make it easier to make on-line purchases for a fraction of the cost of the genuine article. Even when the fashionista who derives great pride from wearing designer clothing and “knows how to determine the real Louis Vuitton from the knockoff” can walk around with a fake one if the purchaser is who they put their trust in to determine the authenticity of an article. It is unbelievable how many respectable retailers purchase luxury items that are not genuine and pass them off for the real thing.
When someone purchases and partakes in the entertainment of movies and music, whether free or paid, without the consent of the rightful owner (the distribution of most of these works is not for educational purposes, which would exempt the distributors from copyright infringement) they have infringed on the copyright of the rightful owner of that artistic work. The tricky thing with the infringement that occurs within fashion is that the purchaser may never suspect that they are cooperating with copyright infringement. How does this happen? Case in point. The fashionista visits their favorite luxury boutique to purchase the newest designer handbag by his or her favorite designer not knowing that the boutique owner purchased these handbags oversees from a manufacturer with a legitimate trademark to design and distribute handbags meant for the distribution in another country but not within the United States.
Grey market goods are like counterfeit items in that they both are used to derive financial gain by the sale of goods without the consent of the rightful owner, but this is where the line begins to get blurred. Grey market goods are created by a manufacturer with a legitimate trademark, but the way these goods are distributed are unauthorized. Counterfeit goods are created by a manufacturer without a legitimate trademark and therefore both the manufacturing and the distribution is unauthorized. In international trade grey goods and counterfeit goods can become intermingled therefore allowing for the importation of both within the U.S. in the same batch of goods.
So back to the fashionista who has just visited the upscale boutique to purchase the latest designer handbag that was obtained by the retail owner who didn’t know that these handbags where imported in a batch of counterfeit and grey good apparel. Is the handbag a knockoff or is it the real thing? Is it a grey market good or is it a counterfeit? One may never know. Now when a person purchases designer items they must be sure that it is the genuine article regardless of where it is purchased from.
Want to learn how to research fashion law? Checkout the Advanced Legal Research Certificate.
You might be interested in these courses:
Fashion Law and Intellectual Property Considerations
Intellectual Property Law Master Class